Terms of Use

Agreement

These Terms of Use ("Terms") form a binding agreement between you and Ans Mahmood, the operator of Wallexa ("Wallexa", "we", "us", "our"). By creating an account, signing in, or otherwise using the Wallexa mobile application or any related services (together, the "Service"), you agree to these Terms. If you do not agree, do not use the Service.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Eligibility

You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction, whichever is higher) to use the Service. If you are under the age of majority where you live, you confirm that a parent or legal guardian has reviewed and accepted these Terms on your behalf.

Your account

You are responsible for:

• Providing accurate information when you register.
• Keeping your Google account, and any other sign-in method, confidential.
• All activity that occurs under your account.

You agree to notify us promptly at the support address below if you suspect unauthorized access to your account.

The Service

Wallexa helps you track expenses, personal wallet records, shared balances, and settlements. Wallet balances and in-app transfers are bookkeeping records, not stored money, bank accounts, deposits, or proof that funds moved. Wallexa does not hold funds or execute bank transfers. Verify external payments independently. Scheduled payment entries are reminders or records, not automatic debits. Voice processing is temporarily disabled; manual entry and typed navigation commands remain available.

Acceptable use

You agree not to:

• Use the Service for any unlawful purpose, or in violation of any applicable law or regulation.
• Upload audio that contains another person's voice without their consent.
• Create, upload, send, or share objectionable user-generated content, including sexual content, child exploitation or abuse, hate, harassment, threats, spam, impersonation, fraud, or content that violates the rights or safety of another person.
• Use AI-generated output from the Service to deceive, harass, impersonate, or harm another person.
• Attempt to reverse-engineer, decompile, or otherwise extract the source code of the Service, except where this restriction is prohibited by law.
• Test the Service without authorization, access another person’s data, or circumvent authentication. You may report suspected vulnerabilities privately to our support address without accessing or disclosing other people’s information.
• Use the Service to harass, defame, or harm any other person.
• Resell, sublicense, or commercially exploit the Service without our express written consent.

We may suspend or terminate your account for any violation of this section.

Safety reports and moderation

Wallexa includes private group content, profile content, chat images, expense text, and AI-generated expense output. You can report objectionable content, unsafe AI output, users, groups, or blocking requests from Account → Report Safety Concern.

We may review reports, remove content, restrict accounts, block abusive interactions, or contact users when needed to protect safety, comply with law, or enforce these Terms.

Your content

You retain ownership of the data you create through the Service — voice recordings, transcripts, expenses, group memberships, and similar content ("Your Content").

You grant us a limited, worldwide, non-exclusive, royalty-free license to host, store, transmit, process, and display Your Content solely for the purpose of operating and improving the Service for you. This license ends when you delete the content or close your account, except for the limited processing of retained shared financial records described in our Privacy Policy, and retention required by law or for legitimate backup and audit purposes.

Voice processing

Voice processing is temporarily disabled. New recordings are not accepted for AI processing. Older AI-generated entries can contain mistakes; review amounts, participants, currencies, and splits before relying on them. We will update the disclosures and obtain any required consent before introducing a suitable replacement provider.

Third-party services

The Service relies on Supabase for authentication and storage, Vercel for the website, and Google Play for Android subscriptions. SMS authentication may use Twilio when configured. These arrangements do not remove any rights you have against us under applicable law.

Fees

Wallexa offers a free tier and optional automatically renewing Premium subscriptions through Google Play. Premium currently enables organizing groups with more than five members; voice processing is unavailable and is not included as an available benefit. The store shows the price, billing period, trial availability, and renewal terms before purchase. Manage or cancel through Google Play; deleting your Wallexa account does not cancel a store subscription. Cancellation stops future renewals, with access normally continuing through the paid period. Refunds, remedies for removed features, and mandatory consumer rights follow applicable law and Google Play policies. Contact support for help with a subscription purchased for a feature that has become unavailable.

Termination

You may delete your account at any time from the in-app Account screen, from https://split-audiv-wallet.vercel.app/delete-account, or by emailing us at the address below. We may suspend or terminate your access if you violate these Terms or if we are required to do so by law. On termination, we will delete or anonymize your data within a reasonable period, except where retention is required by law.

Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT VOICE TRANSCRIPTIONS OR EXPENSE CALCULATIONS WILL BE ACCURATE.

You are responsible for verifying any expense entry produced by the Service before relying on it for financial decisions or settlement with other people.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WALLEXA AND ITS OPERATORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) USD 50.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify and hold us harmless from any claim, demand, loss, or expense (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Service, or your violation of any law or third party right.

Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will notify you in the app or by email before they take effect. Continued use of the Service after changes take effect constitutes acceptance.

Governing law

Applicable mandatory consumer protections remain in force. Nothing in these Terms removes rights or remedies that cannot lawfully be excluded, or prevents you from bringing a claim before a court or regulator with jurisdiction under applicable law.

Contact

Wallexa is operated by Ans Mahmood. Questions about these Terms: ans991998@gmail.com.